Real Estate Investments
Investments for cash flow and appreciation
Many high-net-worth individuals and businesses with significant margins and cash flow wonder if real estate is still a viable investment. Real Estate investments exist in several sectors, all of which continue to grow at a significant clip. Single-family residential, multifamily, hospitality, office, industrial, and retail space all manage to provide meaningful cash flow and return on investment through appreciation.
In fact, the more equity you hold, the more flexibility you have in leveraging future financing. Whether you want to own warehouses and offices for your own business or rent out properties to generate income, a real estate loan can help you expand your holdings quickly. Real Estate financing can also help you renovate, then rent units at improved rates, or resell the property at a premium. When you’re ready to take the next step, ask us where to find the most affordable rates on real estate loans.
CRE Loans
Getting a mortgage for your commercial property isn’t the same as getting one for your house. Commercial loans have shorter terms and usually cost more than residential loans. You’ll see higher interest rates and down payment requirements too. That’s why it’s so important to find the right financing when it’s time to invest. We’ll help you connect with lenders who understand your business goals and will work with you to achieve them.
Commercial real estate loans help you get the property you want at an affordable rate. Choose a building to house your business and rent the extra space out to boost your working capital with an owner-occupied loan. Or customize an existing structure to suit your needs before moving in. You can even buy, renovate, and resell all with a single CRE loan. When you have CRE questions, we have solutions. Stop throwing your money away on rent. Contact our team today.
Renovating and reselling commercial properties is an exciting way to build capital. But it’s hard to get started without laying out a lot of upfront cash. CRE loans are a fast way to get the capital you need to put a competitive offer on a property. You won’t have to wait the weeks or months it takes for a traditional bank loan to be approved. A CRE loan can not only help your business buy property, but renovate it too. Why take out two separate loans when you can cover all your expenses in one? These loans provide working capital alongside real estate financing to pay for materials, labor, and permits.
Fix and flip loans are short-term financing, so you won’t get stuck paying long-term interest. Borrow for a few months or a few years, depending on the size of your project. When the property sells, pay off the loan without worrying about prepayment penalties or fees. Ask us how today.
Fix & Flip
Short Term Rentals
Property investors are well aware of the benefits of owning short-term rental properties marketed through Vrbo, Airbnb, Vacasa, Guesty and Booking.com, but most investment real estate lenders want a traditional DSCR calculation based on long-term rental contracts. You could try to set up a loan, then break the lease with your renters, but that can actually put you in violation of your financing terms! R-Edge is networked with investment lenders that specialize in short-term rental properties.
Our team helps you evaluate if a property is primed for short-term rental success. Consider factors such as location, amenities and destinations to plan your short-term rental strategy. Our experienced investment real estate financing team is here for you.
Mixed-use properties can find themselves in a financing no-man’s-land. Storefronts on the ground level and apartments on the second and above is a great model for many areas, but not every residential lender feels comfortable with commercial real estate, and not every commercial lender wants to get into residential rental units.
There’s a huge up-side for communities – retail shops maintain wide, accessible, walkable sidewalks, and residential units provide customer density. Restaurants, convenience stores, shops and drugstores thrive in areas built around mixed-use.
But not every lender supports this type of project. Our network includes mixed-use lending including properties that cross categories including commercial, residential, retail, office, or parking space.
Mixed Use Real Estate
Loan Types
Pathways to funding
DSCR Funding
Fund properties based on planned cash flow. Lenders evaluate what you expect to receive in monthly payments and loan based on what you can afford.
Hard Money
Leverage an owned asset to source funds to purchase your targeted property. Add assets to your portfolio. Bridge and hard money provide capital for growth.
Bridge Loan
Fill gaps in funding with short-term, fast closing bridge financing. Pay interest-only during the term, then refinance with permanent financing.
Property Improvement Funding
Property improvement financing can serve fix-and-flip redevelopers as well as owners and buyers. See improved revenue with the right financing.
Investment properties generate continuous income for your business. Buy hotels, offices, warehouses, and multifamily properties to rent out with a CRE loan from our lenders. We’ll help you with the cash you need to put down an offer. When revenue starts to flow from guests and tenants, use the profits to pay off the loan without a long-term mortgage. Let us show you how to break up the high cost of buying and save capital for other high-yield investments.
Our lenders are ready to listen and give you what you need to achieve your real estate investment goals. We take the time to build strong relationships with lenders so you have access to the right loans at the right price. Compare loans across the SBA, private lenders, and your local bank with one phone call. We’ll help you boost your investment portfolio at a price you can afford.
Investment Properties
Our Process Is Simple
Three Steps to Funding
Step 1
Fill Out Our Application
Fill out a quick application form to tell us about your company.
Step 2
Match With a Lender
Meet with an R-Edge Commercial Funding specialist to help you choose your options.
Step 3
Receive Funds & Grow
We’ll make sure your application is complete and set up for success.
Invest in properties large and small with financing that scales with your investment objectives.
ALTERNATIVES
If real estate investing isn’t what you’re looking for, try:
Construction Loans
When you can’t find the perfect property, build it! Construction loans help you with everything from land development and infrastructure to planning and construction. Funding is provided based on milestones you set up with your lender. If your project is stalled for any reason, you only pay back the milestones that were funded, not the full loan amount.
Term-To-Perm Loans
Getting approved for a commercial mortgage can take time. But if you wait too long, you could miss out on the property you want. Term-to-perm loans help you move fast to secure the real estate you need, then switch to long-term financing with a low interest rate.